Miami Lakes • Hialeah • Pembroke Pines
Your next home may be closer than you think.
Looking for down payment assistance for First Time Homebuyer in Hialeah or Pembroke Pines? Stephanie Leon, Real Estate Broker at Realty Empire, helps buyers explore down payment and closing cost assistance options throughout Miami-Dade and Broward.
You may have more options than you realize. Start with a free consultation to explore what could be possible for you.
Down payment assistance in Hialeah & Pembroke Pines
Saving for a down payment and closing costs can feel like the biggest hurdle to buying a home. Local homebuyer assistance programs may help eligible buyers reduce their upfront costs.
Hialeah First Time Homebuyer Assistance
Up to $150,000*
Ask about home purchase assistance with published maximums of up to $150,000 for certain eligible households. Amounts depend on income category and program terms.
Contact me to discuss current guidelines, waiting lists, and funding availability.
Pembroke Pines First Time Homebuyer Assistance
Up to $75,000*
Eligible buyers may qualify for purchase assistance to help make homeownership more attainable, subject to program requirements and available funding.
Let’s explore whether this option could fit your homebuying plans.
Miami-Dade & Broward First Time Homebuyer Options
Considering Miami Lakes or another South Florida community? Additional homebuyer assistance options may be worth exploring.
Assistance amounts and funding availability vary by city, county, and program. Ask about options where you want to buy.
Buying in Miami Lakes or anywhere in Miami-Dade or Broward? See our full down payment assistance guide for Miami-Dade & Broward.
Good to know before you start
- “First-time” usually means you have not owned a home in the last 3 years. Owned long ago? You may count as a first-time buyer again.
- Income limits apply — they vary by program and household size, and they reach further than most people expect.
- The home must be your primary residence, inside the program’s area, and within its price limit.
- Most programs require a short homebuyer education class — it’s online-friendly, and I will point you to the right one.
- Programs open, close, and refill as funding changes. What is available this month may differ next month — one more reason to ask before you assume.
Could you qualify for first time homebuyer assistance?
You don’t need to know every program name or requirement before reaching out. During your free consultation, we’ll discuss where you want to buy, your timeline, and your questions about down payments and closing costs.
I’ll help you understand which options may be worth exploring and the next steps for an eligibility review with a participating lender or program administrator.
Questions I hear most
How much down payment assistance can I get in Hialeah?
Published program maximums in Hialeah reach up to $150,000 for certain eligible households. Your amount depends on your income category and the program terms, and funding runs in cycles — ask me what’s open right now.
How much down payment assistance is available in Pembroke Pines?
Eligible Pembroke Pines buyers may qualify for up to $75,000 in purchase assistance, subject to program requirements and available funding.
Do I have to be a first-time buyer?
For most programs, “first-time” means you have not owned a home in the last 3 years. If you owned a home before that, you may qualify again.
Is down payment assistance a grant or a loan?
It depends on the program. Assistance may arrive as a loan that is forgiven over the years you live in the home, or one that is repaid if you sell or refinance. We will go over the exact terms for your program before you commit to anything.
Local guidance from Stephanie Leon at Realty Empire
Based in Miami Lakes, I help buyers in Hialeah, Pembroke Pines, and communities throughout Miami-Dade and Broward. From exploring assistance options to finding a home and coordinating your purchase, I’ll help you move forward with a clear plan.
Stephanie Leon | Real Estate Broker | Realty Empire
Schedule Your Free Homebuyer Consultation
Ready to explore your options? Contact me to discuss homebuyer assistance, funding availability, and the steps to check your eligibility.
Prefer to call?
786-664-7710
*Maximum assistance amounts are not guaranteed awards. Funding availability, waiting lists, income limits, property requirements, and terms vary by city, county, and program and may change. Assistance may be a loan with repayment or forgiveness conditions. Final eligibility and approval are determined by the lender and program administrator.